Insurance of transportation of valuable cargo
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Transporting paintings, sculptures and other works of art is not an easy task.
There are many risks here – cargo can be damaged, stolen, improperly packed, spoiled by weather or customs problems. To protect your valuables, it is important to understand these risks and insure them.

Main risks
Damage during transportation
Valuable items are easily scratched, broken or dropped. Damage often occurs during transportation.
Thefts
Paintings and sculptures are a tasty morsel for thieves. They can be stolen both during transportation and in the warehouse.
Bad packaging
If the cargo is not packed correctly, it may be damaged even if it is transported carefully.
Weather
Sudden changes in temperature and humidity can damage artwork.
Problems with customs
When shipping internationally, there may be difficulties with documents, which can lead to delays or even confiscation of cargo.

Why do you need insurance?
Valuable cargo insurance is not just a formality, but an important step to ensure safety and peace of mind during transportation. It helps to minimize the risks associated with damage, loss or delay of cargo.
In today’s world, where transportation is carried out over long distances and through different countries, the likelihood of unforeseen circumstances increases.
How to choose insurance?
Insurance through an aggregator, for example the Polis.online platform helps to quickly and easily arrange insurance for the transportation of valuable cargo . You can compare offers from different insurance companies, arrange a policy and get support at any time. It is convenient and reliable.
The nuances of insuring valuable cargo
Insuring valuable items such as antiques and paintings requires attention to several key aspects:
- Valuation – A professional valuation is required to determine the insurance claim.
- Selecting Coverage – It is important to choose the appropriate type of insurance (all-risk or specific risks).
- Packaging and labelling – Proper packaging and labelling minimises the risk of damage or loss.
- Transportation conditions – the choice of transport affects safety and cost.
- Additional risks – it is important to take into account weather conditions, force majeure and other potential threats.
- Documents and reports – all documents and reports on the condition of the cargo are required.
- Franchise – the choice of franchise affects the amount of the insurance premium.
- Exclusions – some risks may not be covered, it is important to read the terms of the policy.
- Specialized insurers - it is recommended to contact professionals.
- Monitoring – Monitoring services provide additional control.
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