Do I need to open an account for an LLC and where to do it? 
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Conducting business activities requires the availability of appropriate bank details. When is it simply impossible to do without opening an account? What do you need to know about the bank where an account is opened for an LLC?
A limited liability company planning to enter into agreements with municipal and state authorities must provide the appropriate bank details for transfers. You can quickly open an account for an LLC in almost any bank, but it is better to do this in a large and reputable financial institution. This is not only Sberbank, but also VTB, Tinkoff and others.
Where to open an account for an LLC?
In order to avoid problems in the future, you need to choose a bank, paying attention to the following criteria:
- availability of a license from the Central Bank of the Russian Federation;
- cost of opening, maintenance, commission for transactions;
- duration of the banking day (from when and until what time payments are processed);
- reputation of the financial institution;
- access to services online;
- SMS informing.
When planning to conduct transactions in foreign currency, it is necessary to make sure that transactions can be carried out not only in rubles, dollars, euros, but also in yuan and so on.
The speed of opening an account plays an equally important role. This should not take several business days. The exception is when a company has problems with its own documents and registration of activities.
Learn more about the terms of service
Large banks with a good reputation do not always mean expensive services. Tariffs, as a rule, are, on the contrary, as profitable as possible. You should take into account not only the general proposal, but also your specific case. It is necessary to look at the service on specific days, for transactions not only in rubles, but also in foreign currency.
Also important is the possibility of free service. It can extend to a certain period, transactions, and so on. This point is especially important for a newly opened business. Banks, by the way, take this point into account and offer “newbies” tariffs with favorable services.
You should not open current accounts in financial institutions that do not have a good technological base. It must be possible to access your personal account not only through a computer, but also a cell phone.
Additional accounts are also of paramount importance. These are salary projects, debit cards, as well as 24-hour support and service with the ability to open accounts remotely without having to go to the office.
Joint Stock Company "Tinkoff Bank"
OGRN 1027739642281
23060, Moscow, 1st Volokolamsky proezd, 10-1.